Insights · Strategic advisory

What is my business worth?

Many owners know their company's revenue by heart. Few know what it is worth. That blind spot is expensive — and it can be fixed.

Ascensum — August 2026

Ask an SME owner about revenue: the answer comes instantly, to the nearest thousand euros. Ask what the business is worth: the answer takes longer, or leans on a multiple overheard at a dinner, a transaction reported by a peer, a figure an accountant put forward three years ago. The gap between those two levels of precision is no small detail. It concerns the asset that usually represents the bulk of the owner's wealth.

Value is the yardstick of every shareholder decision

Selling, raising capital, handing over to your children or your managers, acquiring a competitor — or doing nothing and waiting: on the surface, these options have little in common. Yet they are all compared the same way: against the current value of the business and its potential for improvement.

Waiting two years makes sense if those two years build value — a structuring contract, an autonomous management team, a more diversified order book. It makes none if the business has reached its plateau and every passing year deepens its dependence on its owner. Without a valuation, the two situations cannot be told apart. You are deciding blind.

Every option open to a shareholder — sell, raise, hand over, wait — is measured against the same yardstick: the value of the business.

What a serious valuation establishes

A serious valuation does more than produce a number. It establishes what an acquirer or an investor would calculate in your place, with their methods: earnings multiples observed in comparable transactions, discounted future cash flows, an asset-based reading. The relevant figure is not the one that pleases. It is the one that will hold up in front of a fund or a trade buyer that has done its homework.

Which is why the work does not stop at the number. A useful valuation also says why the business is worth what it is worth — and above all, what keeps it from being worth more.

What destroys value at the negotiating table

Three blind spots come up constantly in SME transactions:

  • Dependence on the owner. If customers, know-how and decisions all rest on one head, the acquirer is buying a risk — and the price reflects it.
  • Customer concentration. When a few customers carry a major share of revenue, the recurrence of the entire revenue base becomes debatable in negotiation.
  • Unsecured key contracts. A strategic lease, a distribution agreement, a key employee without the right clause: so many fragilities that due diligence will expose — at the worst possible moment.

These points can be fixed. But upstream — not the day before a transaction. Securing a contract, delegating, rebalancing a customer portfolio: it takes months, sometimes years. The gap between a prepared business and a business sold "as is" is often measured in valuation points.

A consulting report, or a shareholder decision

This is where the difference lies between yet another report and a prepared decision. A report observes; a shareholder decision is prepared like a transaction: a diagnosis, a defensible valuation, quantified scenarios, a roadmap — and a timetable you choose rather than endure.

Our position on this point is simple: we are an M&A advisory firm, not a research consultancy. Our advice is calibrated by the reality of transactions, and it can extend into execution. We only recommend what we would be prepared to defend ourselves under mandate.

Value is built inside the business. A transaction merely records it.

To go further on the approach — diagnosis, valuation, scenarios, roadmap — see our strategic advisory service. And if your thinking already points to a transaction: sale & succession, fundraising, LBO & buyouts.

When should you have your business valued?

Before the decision, not after. A valuation established early leaves time to fix what weighs on value — and to choose your timetable rather than endure it.

How is an SME valued?

By crossing several methods: earnings multiples observed in comparable transactions, discounted future cash flows, asset-based value. The relevant figure is the one an acquirer or investor would calculate in your place — not the one that pleases.

What drives down the value of a business in negotiation?

Most often: the company's dependence on its owner, revenue concentrated on a few customers, and unsecured key contracts. These can all be fixed — upstream, not the day before a transaction.

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